Terms & Conditions
These terms govern your use of scandiora.com, operated by Scandiora AB, corporate ID 559456-7821. By using the site you agree to these terms.
1. The service
Scandiora provides informational and educational content about personal finance, savings and financial planning with a Swedish focus. The material does not constitute financial advice within the meaning of chapter 4 of Swedish act 2003:862 on financial advice to consumers.
2. Personal responsibility
Every financial decision you make based on information from Scandiora is your own responsibility. We recommend consulting a licensed advisor, your bank or the Swedish Consumers' Banking and Finance Bureau when needed.
3. Intellectual property
All content on the site – including text, graphics, logos and images – belongs to Scandiora or our licensors and is protected by Swedish and international copyright law.
4. Limitation of liability
Scandiora is not liable for any indirect or consequential damage arising from the use of the site, to the fullest extent permitted by mandatory Swedish law.
5. Governing law
Swedish law applies. Disputes shall be resolved by Stockholm District Court as the first instance, subject to consumers' rights under mandatory legislation.
6. Contact
Questions about these terms are answered at kontakt@scandiora.com.